Real estate appraisal services for homeowners in the city of Edinburg and Hidalgo County![]() See the top 7 reasons why TX homeowners need Adam Solis:
Do you own a house in or near Edinburg? Do you need help deciding the value of your real estate?
We at Adam Solis understand the particular needs of a customer in need of appraisal services. Our regular business clients understand the appraisal process and the usual "products" we deliver to them. Being a regular consumer that probably doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours. Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At Adam Solis, we're seasoned in helping customers just like you dismiss unnecessary PMI insurance. Challenge a property tax assessmentIf you live in an area that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Adam Solis is your number one weapon. Was your HELOC recently frozen?Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Adam Solis can provide you with a professional appraisal that will help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for accuracy? An appraiser from Adam Solis can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house. |